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Making The Won't Pays take Notice
How a Warning Notice works

We have a unique way of reading the Enforcement Officers
inventories so we know threatening the removal of certain items make the "Won't Pay" debtors take notice.

Our powers of enforcement are very real when we threaten to take those all-important status symbol items away. Judgment creditors will be pleased to know that threats of having those high-value items seized can encourage almost immediate payment.

Cars were parked outside so they were seized and the vehicle registration numbers sent to the DVLA to be checked. One came back showing the people carrier was registered to the judgment debtor, but it was on finance.

For those of you reading this who want to do the right thing for people in debt, I hope you agree that a debtor can't keep the plasma TV screen and still expect to keep their creditor waiting.

It´s all about ensuring the debtors understand their responsibilities. Of course protection is offered through the National Standards for Enforcement Officers and the Civil Procedure Rules to protect the debtor and the family - but at the same time people need to appreciate that those who can pay should make every effort to do so.

Our job as High Court Enforcement Officers (HCEOs) is to ensure we act fairly. But debtors need to recognise that they can't keep the status symbols of wealth when they owe money.

So if someone allows us into the home there are obvious day-to-day items they need to keep and other items that may have to go.

The plasma TV screen is just one of those items and homes today often have more than one TV, so the plasma TV screen gets classed as a luxury item.

We found in executing a Writ on a modest semi-detached house that despite a K-reg Range Rover on the drive, it was actually the threat of removal and sale of the plasma TV that made the debtor reach for his wife's purse to pay the debt.

It meant another satisfied Sherforce client had their debt paid in full with no removal costs being incurred by the debtor. It’s not always necessary to remove, it's the threat of removal that can make all the difference.

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