Advice for Money Claim Online Users
 
If the court has made a judgment in your favour you may have already realised that it’s not an automatic process to a payment from the court. Instead the court leaves it to the person with the judgment (called "the judgment creditor") or those advising him or her to take the next step.

Of course it may be that you can negotiate with the person who owes the money (the "judgment debtor") to pay you, because having a judgment against a person or business, does put you as the judgment creditor in a stronger position. You can use the fact that if payment is made within one month of the date of the judgment, then the judgment will not be recorded against the judgment debtor for a full six years (even if they subsequently pay) which means you get your money and they keep their credit score nice and clean. For some judgment debtors this is an important and you can use this as leverage to encourage payment. For more information about this visit www.trustonline.org.uk.

But in thousands of cases many judgment debtors are not persuaded to pay and won’t pay until the judgment creditor actually begins another court application to compel payment. This is called "enforcement".

If you are at this stage, or if you are advising people with judgments on how to compel payment, you will find the Shergroup Legal TEAM as a very user friendly resource to help you carry on with the enforcement process.

We can help you enforce your judgment by asking the court for one or more of the following:
  • a High Court Writ of Fi Fa which appoints a High Court Enforcement Officer on your behalf to collect payment or sell the debtor's goods at auction if payment is not made voluntarily;
  • a County Court warrant of execution which appoints a county court bailiff to do the same thing as a High Court Enforcement Officer albeit with slightly less enthusiasm;
  • an Attachment of Earnings Order which means seeking a court order to make automatic deductions from the judgment debtor's salary;
  • a Third Party Debt Order which freezes money in the judgment debtor's bank account and pays it to you instead; or
  • a Charging Order which secures your judgment debt against the judgment debtor's property - and works in the same sort of way to a mortgage so that when the property is sold you get paid - provided there is enough money of course!
With these options in mind we can help you decide on the best way forward by doing the legal work for you, taking care of court applications and charging you a fixed fee. We will ask you to make an investment in a court fee and a fixed price management fee for our time in helping you. Just bear in mind these fees are payable regardless of whether you end up getting paid or not!

So to take the next step contact our friendly legal team for a no-obligation chat on your case and seek their advice on what to do next but if you already know what service you need please click on one of our enforcement choices below:
  • Instruct Shergroup Legal to transfer your judgment to a High Court Enforcement Officer to seize the debtor's goods, and escalate that to removal if payment is not forthcoming
  • Instruct Shergroup Legal to commence an application for an Attachment of Earnings Order
  • Instruct Shergroup Legal to commence an application for a Charging Order
  • Instruct Shergroup Legal to commence an application for a Third Party Debt Order a County Court warrant of execution (which means instructing county court bailiffs to collect payment or sell the debtor's goods at auction)
  • Instruct Shergroup Legal to use Recovery Officers to find out more about your judgment debtor's financial situation
And don't forget to call us on

+44 (0) 845 890 9200

and we will soon have you on the right track!